How to handle roof damage after a storm

Storms can cause noteworthy damage to roofs, leading to leaks, structural issues, and other problems affecting a home's safety and integrity. Addressing roof damage promptly after a storm is crucial to prevent further complications. This article provides a broad guide on handling roof damage after a storm, ensuring a logical and professional approach.

Assess the damage safely

The first step in handling roof damage after a storm is safely estimating the damage. Personal safety should always be the top priority. Begin with a visual inspection from the ground, looking for obvious signs such as missing shingles, sagging areas, or debris. Using binoculars can help you look closer without climbing onto the roof.

Look for cracked or curled shingles, damaged flashing around chimneys and vents, and granule loss visible in gutters. If the damage appears severe or involves large trees or power lines, leave the inspection to professionals. Never attempt to climb a potentially unstable roof.

For immediate actions like covering exposed areas, use proper safety gear and avoid working in bad weather. By staying safe during your assessment, you can accurately determine the size of the impairment and plan the next steps.

Document the damage

Thorough documentation of the damage is integral for insurance claims and repair estimates. Here's how to effectively document the damage:

• Take Clear Photos and Videos: Use a high-quality camera or smartphone to capture the damage from multiple angles, including close-ups and wide shots for context.
• Capture Interior Damage: Document any leaks or water damage inside your dwelling, such as stained ceilings or walls.
• Use a Reference Object: In photos, place a common object, like a coin or ruler, next to the damage to provide a sense of scale.
• Note Visible Damage and Observations: Write detailed descriptions of the damage, including the type, extent, and any relevant details about the storm.
• Keep A Damage Log: Maintain a log of all observed damage and actions taken, with dates and specific areas affected.
• Save Receipts and Repair Estimates: Keep all receipts for temporary repairs and any repair estimates from contractors.
• Organize Your Documentation: Create a dedicated folder for all photos, videos, notes, receipts, and estimates, labeling each file clearly for easy access.

Note: This thorough documentation will be invaluable when dealing with insurance companies and contractors, ensuring you receive fair compensation and accurate repair estimates.

Contact your insurance company

After documenting the damage, contact your insurance company promptly. Here's how to manage the process effectively:

• Gather Necessary Information: Have your policy number, photos, videos, notes on the damage, and any temporary repair receipts ready.
• Understand Your Policy: Review your insurance policy to know what's covered, your deductible, and any exclusions.
• Initiate The Claim: Report the damage, providing a detailed account of the storm and the observed damage. Mention the date, time, and any immediate mitigation steps.
• Provide Detailed Documentation: Submit all your photos, videos, and notes to support your claim.
• Schedule An Adjuster Visit: Arrange for the insurance adjuster to inspect the damage and be present during the visit to provide additional details.
• Follow Up Regularly: Track the advancement of your claim by regularly following up with your insurance company. Keep records of all communications.
• Understand The Process: Familiarize yourself with the claims process timeline and requirements to stay informed and prepared.
• Review The Settlement: Carefully review the settlement offer to ensure it covers repair costs. If it seems insufficient, negotiate or appeal the decision.

Note: Effective communication with your insurance company helps ensure a smoother claims process and appropriate compensation for your roof repairs.

Find a reputable roofing contractor

Choosing the right roofing contractor is crucial for quality repairs. Here's how to find a reputable one:

• Check Credentials and Licensing: Ensure the contractor is licensed and insured to operate in your area.
• Read Reviews and Ask For Recommendations: Look for positive reviews online and ask friends or family for referrals.
• Verify Experience: Focus on contractors specializing in storm damage repairs and have experience with similar projects.
• Check References: Request and follow up with past clients to ask about their experiences.
• Ask About Their Process: Understand their repair process, from initial assessment to completion.
• Discuss Timelines: Inquire about the estimated repair timeline and the contractor's availability.
• Get Multiple Estimates: Obtain written estimates from several contractors and compare prices and services.
• Check For Warranties: Ensure the contractor offers warranties on artistry and materials.
• Verify Professional Standing: Look for membership in professional organizations like the NRCA.
• Ensure Clear Communication: Choose a contractor who communicates effectively and promptly addresses your questions and concerns.

Note: You can select a reputable professional for your roof repairs by evaluating contractors based on these criteria.

Temporary repairs to prevent further damage

To stop further damage while waiting for professional repairs, take these immediate steps:

• Cover Leaks With Tarps Or Plastic Sheeting: Secure heavy-duty tarps or plastic sheeting over leaks to keep water out.
• Patch Small Holes With Roofing Cement: Use roofing cement to cover small holes or cracks, applying it with a trowel or putty knife.
• Seal Damaged Flashing: Use roofing cement or waterproof sealant around chimneys, vents, and skylights to prevent leaks.
• Remove Debris: Clear branches and leaves from the roof to prevent additional damage and allow for better assessment.
• Check Gutters and Downspouts: Ensure they are clear and functioning to prevent water backup and seepage.
• Reinforce Weak Spots: Use plywood or sturdy materials to reinforce vulnerable areas temporarily.
• Address Interior Leaks: Place buckets under leaks, use towels to soak up water, and set up fans to dry the area.
• Use Roof Tape: Apply roof tape over small cracks or tears in shingles for a quick temporary fix.
• Monitor Repairs: Regularly check temporary fixes to ensure they hold up and adjust as needed.
• Prioritize Safety: Avoid climbing onto the roof in unsafe conditions and use proper safety gear if necessary.

Note: By making these temporary repairs, you can protect your home from further damage until professional help arrives.

Schedule a professional inspection and repair

After making temporary repairs, it's essential to schedule a professional inspection and repair to ensure comprehensive and effective solutions:

• Contact A Reputable Contractor: Choose a licensed, insured contractor with positive reviews and experience in storm damage repairs.
• Schedule The Inspection: Arrange for a thorough inspection as soon as possible, and share your damage documentation with the contractor.
• Comprehensive Damage Assessment: The contractor will check shingles, flashing, gutters, and structural elements, identifying hidden damage such as leaks or rot.
• Detailed Repair Plan: Receive a plan outlining the scope of work, materials, costs, and timeline. Ensure all issues are addressed to prevent future problems.
• Material Selection: Discuss and choose quality materials suitable for your roof type and local weather conditions.
• Understand The Process: The contractor should explain the repair steps, from preparation to post-repair inspections.
• Obtain Necessary Permits: Ensure the contractor secures any required permits to comply with local building codes.
• Schedule The Repair Work: Agree on a start date and timeline for the repairs to be completed promptly.
• Monitor Progress: Stay in communication and monitor the repair progress to address concerns.
• Quality Assurance: Conduct a final inspection with the contractor to verify all work is completed correctly.
• Obtain A Warranty: Ensure the contractor provides a warranty for the craft and materials.
• Post-Repair Maintenance: Discuss maintenance tips to keep your roof in a good state and prevent future damage.

Note: Following these actions, you can ensure thorough, professional repairs, restore your roof's integrity, and protect your home.

Preventative measures for future storms

Taking preventative measures can help minimize damage from future storms. Regular upkeep, such as cleaning gutters and inspecting the roof for wear and tear, is crucial.

Consider reinforcing your roof with more robust materials or additional supports. Routine inspections by professionals can help identify potential issues before they become significant problems.

Conclusion

Handling roof damage after a storm requires timely and careful action. Start by assessing the damage safely, documenting it thoroughly, and contacting your insurance company.

Choose a reputable roofing contractor for professional repairs and consider making temporary fixes to prevent further issues. Finally, take preventative measures to protect your roof from future storms. By following these steps, homeowners can ensure their roofs are repaired efficiently and effectively, maintaining the safety and integrity of their homes.